Insurance: A Guide for the Masses

3 Home Upgrades That Will Alter Your Home Insurance Coverage

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Many homeowners will purchase home insurance and then tuck their policy documents away and never look at them again until a disaster occurs and a claim needs to be reported. However, it is actually very important that you periodically review your homeowner’s coverage. Take a look at the policy terms, particularly after considerable upgrades have been made to your property since additional coverage may be necessary. Keep reading to learn three different home renovations that may require an alternation to your homeowner’s insurance needs. Read More»

How Can a Flood Damage Claims Adjuster Help You?

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Flood damage is unpredictable and unavoidable. It’s important to have flood insurance if you live in an area that’s prone to hurricanes and flash floods. However, you may also need the assistance of a flood damage claims adjuster if you experience flooding. A flood damage claims adjuster is a professional unaffiliated with any insurance company. For that reason, they can work as a liaison between you and your insurance company. Here are four ways a flood damage claims adjuster can help you: Read More»

Can You Receive Workers' Compensation For Carpal Tunnel Syndrome?

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When people think of using workers’ compensation, they often imagine that it is only used for major workplace injuries that leave you with big hospital bills. However, it is possible to use it for smaller injuries that develop over the years from performing a job. Here is what you need to know about how you can use workers’ compensation for carpal tunnel syndrome. What Workers’ Compensation Is It helps to understand what workers’ compensation is when talking about it in regards to an injury. Read More»

What Happens If You Don't Buy Business Insurance?

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Running a business takes a lot of time, money, and hard work. There is so much involved and many new business expenses to consider. You may be starting to pay for these expenses and may be wondering if some of them are even necessary. One purchase that most businesses choose to make is business insurance. There are different levels and types of coverage that can help protect your business and your investment. Read More»

3 Things to Know if You Need High-Risk Auto Insurance

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If you have a poor driving history, a history of claims, or DUI charges on your record, you are probably a high-risk driver. High-risk drivers pay higher rates for insurance coverage, but there are still ways you can save money on coverage. If you fall into this category, here are three things you should know as you shop for high-risk insurance. 1. What It Means to be a High-Risk Driver Read More»