Insurance: A Guide for the Masses

Get More Than Just The Legal Minimum Insurance

Posted on

It would be very easy to look at an insurance agent’s plea to get more than just the legal minimum insurance for your state as an attempt to get more of your money, but that’s not how you should look at things. Each state has a legal minimum requirement for insurance, but this minimum is not always adequate for everything that you could need insurance for. Many states require some liability and property damage with a few wanting coverages for uninsured motorists and other potential events. Read More»

5 Reasons You Need Non-Owner Car Insurance

Posted on

If you’re a licensed driver and you don’t have a vehicle, you can still get car insurance. This type of car insurance is called a non-owner insurance policy. There are a few specific instances where someone who doesn’t have a car may want to get a non-owner car insurance policy. #1: To Maintain Continuous Coverage Car insurance providers look at how long you have had car insurance, and if you have had any gaps in car insurance coverage. Read More»

The Basics Of Health Insurance Policy Selection

Posted on

With the insurance marketplace as well as a variety of private and work-provided options for health insurance, it’s no surprise that many people are finding themselves overwhelmed and confused by their options. If you are currently evaluating your options and trying to choose the right health insurance plan, you are in the right place. Here’s a look at some tips that will help you to find the health insurance plan that’s right for you. Read More»

4 Factors That Impact Your Auto Insurance Rates

Posted on

As a driver, one of the big responsibilities that you face is carrying insurance on your vehicle. Almost every state requires drivers to carry insurance. Without car insurance, if you cause an accident, the other driver could sue you for all your personal assets. Without car insurance, you may not have the necessary funds to fix up your vehicle or pay for medical bills. Car insurance is important and is not an expense that you can just skip out on, which is why it is important to understand the factors that impact your car insurance. Read More»

Ways To Save On Medical Malpractice Insurance

Posted on

Malpractice lawsuits can be expensive, and medical malpractice insurance premiums are some of the more expensive insurance premiums as a result. If you provide medical care and need this insurance, however, there are ways to save on medical malpractice insurance. Ask About Discounts That You Qualify For One of the easiest ways to reduce medical malpractice insurance premiums is to simply ask whether there are discounts that you might qualify for. Read More»